BGD Abogados · Madrid
An IRPH-linked mortgage requires examination of the deed and the information supplied when the agreement was made. Do not assume that every mortgage using the index will have the same outcome.
Discuss your caseThe assessment identifies the financial product, the particular term or transaction in dispute and its economic effect. We review the information supplied at the outset and any subsequent changes or correspondence.
You do not need to arrive with a perfect file. Bring what is available and identify any documents still missing, especially where a formal date or deadline is involved.
We separate the legal basis of a claim from its calculation and explain what evidence supports each. The bank's response and the prospects of further action are assessed before a proposed settlement is accepted.
Start by identifying what records are available and what must be requested from the institution. Statements alone may not answer questions about contractual wording or the information provided when the product was agreed.
Call the Madrid office or use the enquiry form. Explain the main facts and any relevant deadline. We will identify the information needed and the scope of any proposed work.
Banking and financial claims
Gather the mortgage deed, invoices and proof of payment. Each expense and contractual term needs to be assessed before calculating a claim or deciding how to raise it with the lender.
Read moreBanking and financial claims
We advise on mortgage terms, lending, revolving credit and disputed bank transactions. Each claim starts with the contract, statements and the bank's response to your complaint.
Read moreBanking and financial claims
The contract and transaction records determine what can be assessed. Keep the complaint submitted to the bank and its reply, including the dates of each communication.
Read moreBanking and financial claims
Identify the product, the disputed charge or transaction and the relevant period. Obtain the complete terms and statements before calculating a claim or selecting a legal route.
Read moreBanking and financial claims
A high interest rate alone does not explain every potential legal argument. The product, contract terms, information provided and payment history must be assessed before selecting a claim.
Read moreBanking and financial claims
Compare the documented expenses, the available legal arguments, the bank's response and the likely costs of pursuing the matter. A case-specific estimate is more useful than a generic promised refund.
Read moreContact BGD Abogados
A brief explanation helps us identify the relevant documents and the next step. Mention any deadline or formal notice you have received.
+34 91 186 30 81
info@bgdabogados.com
Calle Velázquez 27, 1º Ext. Izda., 28001 Madrid, Spain.
Monday–Friday, 08:00–20:00 (Madrid time).
